£572.30 – The Average Cost Of A Household Emergency


Our homes are our castles and we take excellent care of them – but even with this, there may well come a time in the future when parts of the property start to show a bit of wear and tear, or something unforeseen may happen through no fault of your own. What would you do then?

New research from NFU Mutual has just revealed that a household emergency will set you back on average £572.30, with the biggest concerns for people being the heating breaking down, the electricity or gas supply failing, or blocked and broken plumbing.

However, even though 74 per cent of us admit that they are worried about incidents like this, 16 per cent of people would rather choose to not fix the problem or try and fix it themselves. In terms of actually paying for any damage sustained, 44 per cent of those aged between 45 and 54 are most likely to dip into their savings, while 17 per cent of 16 to 24-year-olds would use a loan or credit card.

“Whilst home insurance protects against disasters such as fire, flood and storm damage, the costs of everyday domestic breakdowns, such as broken boilers, can be expensive to fix,” home insurance specialist Ross Garner reminded people.

When it comes to damp, you may not notice that you have a problem until it becomes quite big – and expensive to sort out. Look out for damp tide mark or mould on your walls and furniture, or rotting window frames as these are good indications of a damp property.

Some damp can be caused by condensation, so wipe down your windows and sills each morning, and consider investing in condensation channels and sponge strips to fit to your windows to collect the condensation and help prevent window frames from rotting.

If you’ve already spotted mould in your home, use a fungicidal wash to kill and remove it, then redecorate using a fungicidal paint to prevent it from reappearing.

It might well be that activities at home are what’s causing your condensation, so try to reduce the amount of moisture when cooking by covering pans and not leaving kettles boiling. Dry your washing outside if you can or put it in the bathroom with the door shut and the window open.

Improving the ventilation at home is another way to regulate the moisture levels in your home. You need more ventilation in the kitchen and bathroom, so open your windows wider or perhaps use an extractor fan.

Also consider insulating your loft and improving your cavity wall insulation, as well as draught-proofing the windows and outside doors, to keep your house warmer. Just don’t block permanent ventilators or completely block your chimneys!

Another cause of damp in your home could be due to defective and leaking gutters and downpipes.blocked drains and high ground levels.

Allowing damp to continue in a property without investigating the cause can provide conditions for attack by the Dry Rot Fungus or Wet Rot. If the attack is dealt with as soon as it is noticed then then employing Dampcure-Woodcure/30 Ltd will lesson the cost of remedial works.

Our qualified surveyor will be pleased to carry out an inspection and provide a report and quotation free of charge.

Looking for dry rot treatment help in London? Give us a call today.

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